QUESTIONNAIRES
 
 
 
UNDERWRITING GUIDES
 
 
 
 

There is a potential for a better than standard rating as well as a typical flat extra rating based on the aviation activity of the insured.

This guide shows the carrier's stance on a client having filed for bankruptcy based on the type and length of time since filing.

This guide shows max blood pressure to get preferred rates and if a carrier will accept rates based on prescribed treatment for the insured.

Learn about the length of time that a carrier will allow for certain cancers to be in remission to allow for potential preferred rates.

This guide will show you which carriers allow an exclusion for certain activities such as being a private pilot.

This guide shows what cholesterol level each carrier will accept for certain rate classes.

Gauge the rating for clients that have had moving violations or DUI's in their past and how long those incidents will affect their rating.

Your guide to special underwriting programs to improve the class of a substandard risk, also known as table shaving programs.

Discover how each carrier looks at the hereditary nature of certain diseases and the effect on the rates for descendants.

This guide explains each insurance company's stance on marijuana usage and how that usage will be rated.

Know at what levels the insurance company will require the cardiac biomarker test. This test detects and measure levels of possible heart failure.

Learn about time period from the last tobacco usage for the best non-tobacco rates or who qualifies as an "occasional" cigar smoker.